Retirement

Where retirement actually goes further.

The 10 highest healthcare-scoring markets PropSentral covers, with each one’s residency route and how pension income is actually taxed.

Healthcare scores are our own indicative 1–10 signals, not a clinical audit of any specific facility. Residency and retirement-visa rules shift often — thresholds, timeframes, and even which programs exist change year to year, so treat every figure below as a starting point, not a locked-in fact. Tax treatment of foreign pension income also depends on your own tax residency and any double-tax treaty with your home country, not just the local rule shown here. Confirm current terms directly with your PropSentral advisor before committing.

Top 10 by healthcare score

Rank	Market	Healthcare Score	Income Tax	Residency / Retirement Route	Listings
#1	Abu Dhabi	9/10	0%	Same Golden Visa framework as Dubai — AED 2M+ property qualifies for 10-year renewable residency. Abu Dhabi's quieter pace, cultural institutions (Louvre, forthcoming Guggenheim), and nature reserves (Mangroves, Al Wathba) make it increasingly attractive for retirees.	52	View market →
#2	Spain	9/10	19% (EU residents) · 24% (non-EU) on gross rental income — no expense deductions for non-EU	Spain's residential property Golden Visa was closed to new applicants in April 2025 — property ownership no longer grants Spanish residency. The primary route for non-EU nationals is now the Non-Lucrative Visa (NLV): passive income of €2,160+/mo (individual), private health insurance required, no right to work in Spain. Annual renewal; permanent residency after 5 years; EU citizenship eligibility after 10 years. Existing Golden Visa holders retain their status. The Beckham Law (Régimen de Impatriados) offers a flat 24% income tax rate for 6 years for qualifying new residents who take up Spanish tax residency — popular with high earners. Owners who do not take up Spanish tax residency pay the IRNR (non-resident income tax) on Spanish property income.	10	View market →
#3	France	9/10	Non-residents pay minimum rates of 20% up to €29,315 and 30% above, plus 18.6% social charges (furnished lettings) — among the higher rental-tax burdens of any market on this platform	France has no golden-visa or property-based residency program of any kind — property ownership grants zero residency rights on its own, regardless of purchase value. See this market's own residency summary for the standard visa routes.	1	View market →
#4	Dubai	8/10	0%	No formal retirement visa. The 10-year Golden Visa (AED 2M+ property) grants long-term residency regardless of employment status — widely used by retirees. Renewable indefinitely while the property is held. Health insurance must be maintained independently.	693	View market →
#5	Malaysia	8/10	0% on foreign-sourced income (remittance basis)	MM2H (Malaysia My Second Home) — Malaysia's long-stay programme. Premium Tier: MYR 1.5M+ fixed deposit, monthly offshore income MYR 40,000+. Silver Hair Programme (aged 50+): MYR 350,000 fixed deposit, monthly pension MYR 10,000+. Both provide 5-year renewable visas. Full property purchase rights for MM2H holders.	75	View market →
#6	UK	8/10	20–45% on rental income (after allowable expenses)	The UK does not have a dedicated retirement visa. Options: Standard Visitor Visa (6 months max/yr, no right to rent long-term). Ancestry Visa (5-year work/stay rights, requires one UK-born grandparent). BN(O) Visa (Hong Kong British Nationals). Family reunion routes for those with qualifying UK relatives. Property ownership alone does not grant residency rights — this is a key difference from the UAE and Spain.	11	View market →
#7	USA	8/10	Non-resident aliens pay US federal tax on net rental income at graduated rates (or a 30% flat withholding on gross rents unless a Section 871(d) election is made). Florida levies no state income tax at all.	Real estate purchase alone confers no US visa or residency rights of any kind — see this market's own residency summary. The EB-5 Immigrant Investor Program is a separate, much larger active-investment route, not a condo-purchase perk.	1	View market →
#8	Australia	8/10	Non-residents pay Australian tax on rental income from the first dollar (no tax-free threshold): 30% up to A$135,000, 37% to A$190,000, 45% above	Australia does not offer a golden-visa-style residency pathway — property ownership, including off-plan purchase, confers no migration benefit whatsoever. See this market's own residency summary.	1	View market →
#9	Cyprus	7/10	0% for non-domiciled residents (first 17 years)	Republic of Cyprus: Category F Permit (Permanent Residency by Investment) — €300,000+ property purchase → EU Permanent Residency in 2–6 months. The lowest investment threshold for EU PR in Europe. Non-dom tax status: 0% income tax on foreign-sourced income for 17 years for qualifying new residents. North Cyprus (TRNC): Residency permit available through property purchase — affordable and accessible but not EU-recognised. Independent legal advice is essential before any TRNC purchase.	13	View market →
#10	Saudi Arabia	7/10	0% personal income tax	No dedicated retirement visa. Premium Residency (property investment from SAR 4M+, indicative) offers sponsor-free long-term residency and is the most relevant route for property-linked long-stay status following the 2025/2026 foreign ownership reform — confirm current thresholds directly, as this framework is newly implemented and still evolving.	5	View market →